Government health schemes
What each scheme covers and who it is for, from the government's own pages. Check your eligibility with the scheme, and confirm with the hospital before admission.
For: Families listed as eligible by the National Health Authority. Check your name before you go.
Covers: Up to ₹5 lakh per family per year, cashless, for hospital treatment at empanelled hospitals.
For: Families in West Bengal, through the state government's smart card.
Covers: Up to ₹5 lakh per family per year, cashless, for hospital treatment.
For: Central government employees and pensioners, and their families, in CGHS cities.
Covers: Medical care at CGHS wellness centres and empanelled hospitals.
Scheme details checked October 2026 against pmjay.gov.in, swasthyasathi.gov.in and cghs.gov.in.